Appraisals for Home Owners

Homeowners need appraisals for many reasons, including a mortgage refinance, home equity loans, Pre-listing services, and PMI removal. When you order an appraisal or review from us, you can rest assured that you will get the best in professional service, courtesy, and quality.

Refinance / Home Equity

Be sure that you request us if your lender asks you for your choice of appraisal firms. More than likely we are already on their "approved list", and if not we will quickly provide your lender with the necessary documentation to become approved.

Here is useful resource for current lending rates:  Bankrate.com

Interest rate predictions by representatives of the mortgage industry: Interest Rate Roundup

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It is difficult to be objective about your own home due to your emotional attachment to it. A professional, competent appraiser is objective and will help you set a realistic selling price. An appraisal is valuable as a negotiating tool once you have a potential buyer. It gives you something a certified document to show your potential buyer. It's an independent opinion the value of the home, and not just your opinion or what you would like to get. Potential buyers know you have an attachment to your home and will give more credibility to an appraiser's value opinion than yours.

PMI Removal Appraisals

PMI or "Private Mortgage Insurance". Once your mortgage loan is below 80% of the appraised value of your home, you can apply with the lender to remove PMI from your loan. This will reduce your monthly payments. We are experienced in helping owners remove PMI insurance.